OUR MISSION at Johnson & Associates is to provide financial counseling services to our clients and to help them:

* Gain a positive sense of direction
* Realize they do not have to be in financial bondage
* Gain confidence in themselves and hope for the future
* Visualize new ways to approach financial decisions

If we are providing financial counseling services to a couple, we help them be of one mind in the decisions that they make.

FINANCIAL COUNSELING - Financial counseling is the heart of all our services. It is done with passion, compassion and without condemnation. The focus is to examine the facts and determine the best way to resolve the issues that will have a long-lasting effect and encourage people to move forward.

CREDIT REPORTS - Time, patience and knowledge are required to correct credit report problems. If you are missing any of these - YOU NEED US! Credit report work is done in complete compliance with the Federal Credit Repair Act. We work with individuals, mortgage brokers, realtors, banks and credit unions. Facts are facts and cannot be changed. Errors and disputes CAN be addressed. Do not be driven by fear as the media would have you believe that identity theft is going to get you! Remember this - 75% of the cases of identity theft are perpetrated by a family member. We can help you in this area.

CREDITOR NEGOTIATIONS - We negotiate with creditors on the debtor's behalf. This is on a professional level and we provide complete documentation to our clients when the negotiations are complete. Hard copies of settlement agreements, proof of payments and notification of credit bureaus is provided.

Additional Services including bill paying, budget/restructuring, mortgages & refinancing and crisis management are continued on Services - Page 2 >>